Welcome to the Housing Development Corporation

Mortgage Conversion

Calling All HDC Tenants

It is time to become REAL HOMEOWNERS!

 

YOU MUST CONVERT TO MORTGAGE
License-to-Occupy(LTO)    Rent-to-Own (RTO)
You can qualify for mortgages at the TTMF or any commercial bank.

Why you should complete the process?
When you own your home, the property can be used as:

  • Collateral for new investments, growth and expansion
  • Finance further education
  • Access loans for healthcare
  • Legacy for children and loved ones

Failure to access mortgages may result in the HDC taking the following action:

  • Withdraw expired LTO Agreements
  • Evict errant LTO holders from properties
  • Void and close LTO payment accounts

Visit the HDC Sales Unit or Email: conversions@hdc.gov.tt

Kindly bring along the following documents to start your mortgage application process:

Evidence of Nationality (2 forms of picture identification)

  • Proof of BIR and NIS numbers
  • Evidence of Income –
    • Job Letter and Most recent pay slip
  • For Self Employed persons
    • 1) Bank Statements for the last three (3) years, or Audited Financial Statements for the last three (3) years,
    • 2) – Copies of work contracts undertaken
    • 3) – Copies of receipts and payments from completed jobs·
      • Letters of indebtedness confirming monthly installments for all Bank and Credit Union loans and Hire purchase
      • Letters of non-indebtedness (if you have no loans/credit card from your financial institution)
      • Most recent Credit Card Statements
      • Up to date Utility Bill
      • HDC Agreements

Please walk with original and photocopies of all documents.

List of HDC Housing Developments that can be converted to mortgage.

HDC tenants in Rent to Own or License to Occupy agreements can visit a lending agency of their choice (TTMF), any commercial bank or Credit Union to convert their RTO or LTO to mortgage to become a Real Homeowner.

East

  1. Basilon Court, Green Street, Tunapuna
  2. Bon Air West, Arouca – Infill
  3. Boys Lane, D’Abadie – Infill
  4. Boys Lane, D’Abadie
  5. Breezy Avenue, Mt. Hope
  6. Carib Gardens, Arima
  7. Cleaver Heights, Arima
  8. East Grove
  9. El Dorado Heights, El Dorado
  10. Fidelis, Santa Magarita
  11. Graham Trace, Sangre Grande
  12. Five Rivers, Arouca
  13. Victory Garden
  1. La Croix, Malabar, Arima
  2. La Platta (KP Lands), Valencia
  3. Las Alturas Morvant – Phase 1
  4. Madoo Heights, El Dorado
  5. Malabar, Arima – Infill
  6. Mendez Gardens, Champs Fleur
  7. Park Avenue, Sangre Grande
  8. Peastree, El Dorado
  9. Pioneer Drive, Mt. Hope
  10. Ramdial Mahabir Lands, San Juan
  11. Sixth Avenue Extension, Barataria – Phase 1
  12. Sunshine (Sunrise) Court, Mt. Hope
  13. Valencia – Infill
  14. Greenvale Park, La Horquetta- SFU & Duplexes only

West

  1. Oasis River Springs (Diego Martin)
  1. Chaconia Crescent

North

  1. Almond Court, Morvant
  2. Ramdial Mahabir Court, Morvant
  1. Bellevedere, Maracas Valley, St. Joseph
  2. Sam Boucaud, Santa Cruz – Infill

South

  1. Coconut Grove, Mayaro
  2. Bien Venue, La Romain – Infill
  3. Buen Intento, Princes Town – Infill Phase 1
  4. Cedros – Infill
  5. Corinth – SFU & Townhouses
  6. El Guayanapo, Rio Claro – Infill
  7. Glenroy, Princes Town
  8. Gomez Trace, Moruga
  9. Cypress Hills-SFU & Duplexes
  10. Strikers Village, Pt. Fortin – Infill
  11. Union Hall, San Fernando – Infill
  12. Harmony Hall, Gasparillo – SFU ONLY
  13. Harmony Hall, Marabella – Infill
  1. Hillcrest Gardens, Retrench
  2. Olera Heights, San Fernando
  3. Pleasantville, Orchid Gardens
  4. Southern Gardens, Pt. Fortin – Infill
  5. Tarodale Phase Ph 1 &2
  6. Tarouba Heights (formerly Tarouba North)
  7. Titanium Crescent, Union Hall
  8. Wellington Road, Debe – Infill & NWH
  9. Golconda Phase I & II
  10. Wilson Road, Palo Seco – Infill
  11. Plaisance, Mayaro – Infill
  12. Fairfield

Central

  1. Edinburgh South
  2. Lions Gate, Enterprise – SFU ONLY
  3. Couva North, Couva – Infill Phase III
  4. Dyette Estate, Cunupia – Infill
  5. Carlsen Field, Chaguanas – All Phases
  6. Oasis, Greens – SFU Lots ONLY
  7. La Paille Gardens, Caroni – Infill
  8. Couva Exchange Phase I – SFU & DUPLEXES
  1. Lisas Gardens, Couva – Infill
  2. Edinburgh 500 – Infill
  3. Caroni Village (Ibis Gardens) – Infill
  4. Edinburgh Close – Infill
  5. Charlieville – Infill
  6. Couva Exchange Phase 2 – SFU & Townhouse (Buildings 1 -51 Units A-D only)